Your Mortgage Rate Isn't Forever

View north along the Carlsbad coastline from the bluffs on a summer afternoon. Photo by Samantha Jean on Unsplash, free to use under the Unsplash License.

Happy July, everyone. There is no better place to be at the peak of summer than right here in America's Finest City. The morning marine layer clears out just in time for afternoon beach days, and the energy on our neighborhood streets is hard to miss.

Whether your July plans include the Big Bay Boom fireworks, the crowds at Comic-Con, or just firing up the grill in the backyard, this month is about making memories. July always seems to fly by in a blur of sunscreen and taco runs. Take a breather and enjoy the long days while they last.

Ayren's Angle: Your Mortgage Rate Isn't Forever

A lot of buyers are letting today's rate make the decision for them. Rates change, and homes do not wait.

You can refinance a rate. You cannot go back and buy the house you loved two years ago.

For sellers, the news is better than the headlines suggest. Buyers are still buying. They are just being more intentional about it. A home that is priced right and shows well is still getting attention.

Stop waiting for the perfect rate. Start looking for the perfect home.

What Is Happening Around San Diego

Navigating the Real Estate Market

July 24, 1:00 to 2:00 pm, Carlsbad Senior Center

This month I am continuing my ongoing series at the Carlsbad Senior Center. The session covers 55 plus communities and senior living options, along with current market trends. Open to Carlsbad Senior Center members.

Big Bay Boom

July 4, Port of San Diego

California's largest fireworks show lights up San Diego Bay from four launch barges, choreographed to a live patriotic simulcast.

Del Mar Summer Racing Season Opening Day

July 17

High stakes racing, fashion contests, and opening day celebrations on the coast. The season runs through early September.

San Diego Pride Festival

July 18 and 19, Balboa Park

Live music across multiple stages, cultural exhibits, and a community centered festival.

San Diego Comic-Con International

July 23 to 26, San Diego Convention Center

Pop culture takes over downtown with celebrity panels, exclusive previews, and world class cosplay.

Featured Listings

Under Contract, Representing Seller

5151 Comanche Drive, La Mesa 91942

3 bed, 2 bath, 1,482 square feet

Sold, Represented Seller

39260 Grassy Road, Temecula 92592

3 bed, 2 bath, 1,645 square feet, $927,500

Sold, Represented Buyer

5173 Bluegrass Way, Oceanside 92057

4 bed, 3 bath, 2,349 square feet, $960,150

See all current listings

Worth Reading This Month

Why 280,000 new buyers could reshape housing

Census Bureau estimates point to a wave of people reaching first time buyer age over the next few years, and what that could mean for demand. Via Forbes.

Stay or sell? How to make the right call as you age

At some point the question comes up. Could I stay here long term, or would it make more sense to move? A clear framework for thinking it through. Via Keeping Current Matters.

Cosmetic upgrades that help a home sell faster

Small changes that make a real difference when your home hits the market. Via HGTV.

How to boost curb appeal in two weekends or less

Buyers form opinions long before they walk through the door. Here is what to focus on first. Via the National Association of Realtors.

Thinking About Buying or Selling?

Whether you are ready now or just starting to think about it, I would love to talk through what a move would look like for you.

Schedule a free consultation

Ayren Pfeifer, ASP, GREEN, MRP

The Pfeifer Team, a division of Compass

(757) 469-0320

ayren.pfeifer@compass.com

DRE #02017334 | SC #86393

Equal Housing Opportunity.

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